Our Services
Investment Advisory Services
For those people who are looking for a financial partner through the ups and downs that life may have in store, we offer ongoing investment advisory services. As advisors, we take a fiduciary role in the development and monitoring of your portfolio so that it remains geared towards your goals and personal financial situation. Once the investments are in place, we monitor the portfolio and your financial situation, provide quarterly statements and proactively make recommendations and changes as necessary. Part of this service includes any financial planning needs you may have.
Retirement Planning
Your retirement plan matters. Done right, it can set you up to enjoy a retirement without financial worry. Whether you are 1, 5, 10 or 20 years from retirement, it is important that you put together a roadmap that guides you to a comfortable retirement. We will review your situation and custom-develop a plan that is based on your personal goals and financial situation and help you reach your retirement goals.
Investment Portfolio Review
Creating and monitoring your investment portfolio is one of the most important aspects of your overall financial well-being. When building your investment portfolio, you should create a portfolio that gives you the likelihood of achieving your goals – balancing risk as well as return. We will help you build an investment portfolio, or if you have already built one, we will do a thorough review and give you recommendations that reflects your risk tolerance, time horizon and goals.
Estate Planning
Estate planning is the process of setting up how your assets and property will be distributed upon your death. Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death. We will be part of your estate planning team (which includes your attorney who draws up your legal documents) in helping you put together an effective estate strategy.
Tax Planning
Effective tax planning is one of the most important ways to increase the chances of meeting your broader life goals since taxes touch almost every part of financial management from investment strategies to planning for your retirement.
College Planning
The cost of higher education is often a moving target and requires some strategic planning. Whether you are saving for you, your child, your grandchild or someone else, knowing your options will help you save in a strategic manner, thereby reducing the burden of future student debt.
Why select a “fee-only” financial advisor?
Fee-only financial advisors work solely for their clients and are compensated only by a previously agreed upon fee. Therefore, they are completely objective in their evaluation and can recommend a course of action based on strategic financial consideration. Fee-only advisors do not accept commission or receive any other compensation for recommending specific products, eliminating any conflicts of interest.